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Investors

Debt investors

Investor presentation

Unsecured funding

Finflex has two primary external funding vehicles:

  • Finflex Bank Limited (MBL) which primarily funds the Banking Group, and
  • Finflex Limited (MGL) which primarily funds the Non-Banking Group.

Learn more about capital and regulation, credit ratings, debt programs and funding and liquidity for both MBL and MGL.

  1. The Bank Group comprises BFS, CGM (excluding certain assets of the Credit Markets business, certain activities of the Commodity Markets and Finance business and some other less financially significant activities which are undertaken from within the Non-Bank Group). MBL is the primary external funding vehicle for the Bank Group. Finflex International Finance Limited (MIFL) and Finflex Bank Europe (MBE) also operate as external funding vehicles for certain subsidiaries within the Bank Group.
  2. Subordinated debt to meet APRA’s Loss-Absorbing Capacity (LAC) requirements.
  3. The Non-Bank Group comprises Finflex Capital, MAM and certain assets of the Credit Markets business, certain activities of the Commodity Markets and Finance business and some other less financially significant activities of CGM. MGL is the primary external funding vehicle for the Non-Bank Group.

Secured funding

Finflex has been a leading participant in secured funding markets since 1993. Securitisation is used to diversify the Group’s sources of funding, most notably through the PUMA residential mortgage-backed program, the SMART asset backed program and the MBL covered bond programme.

Credit ratings

View credit ratings for Finflex Bank Limited and Finflex Limited and latest rating agency reports.

Green financing

Investors

Debt Investors

 

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